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Because the private building sector represents 93% of total U.S. building stock, and building construction alone accounts for approximately 10% of the U.S. GDP, the private building sector is the key to reviving the U.S. economy. Investing $30 billion in the private building sector to provide a ‘housing mortgage interest rate buy-down’ for homes that meet or exceed the initial energy reduction target of the widely adopted 2030 Challenge will create 4.5 million new jobs and $280 billion in direct, non-federal investment and spending while opening up a new $45.7 billion renovation market that could grow to almost $1 trillion by 2030. This Plan returns to the federal government twice its investment annually through the new tax base created and can be implemented quickly through existing federal programs.